It is a flexible finance account provided by NewDay. With it, you could enjoy credit to spend everywhere you see the Newpay logo in the checkout, along with various payment plan options – monthly instalments or flexible credit. So, you can repay the balance however suits you best. Just bear in mind, the interest rate, credit limit and payment plans you’re offered will be based on a credit check.

NewDay Ltd will be your finance lender, and emails about Newpay will often come from them. So, remember to keep an eye out for their name while you’re scrolling through your inbox. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (ref no 690292) and authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (ref no 555318).

Deko is a credit broker, not a lender. Deko’s secure technology helps make your Newpay application fast and simple. Deko is a trading name of Pay4Later Ltd, which is authorised and regulated by the Financial Conduct Authority (ref no 728646).

Deko may receive a small commission from NewDay for arranging your finance on their behalf. This will not influence the product, or any element of the cost of the finance you are offered. You are entitled to ask the amount of commission paid in relation to your application. If you’d like to find out, please contact Deko’s Client Services Team on 0800 294 5891, or support@dekopay.com.